Our Mission
In our operations with business clients, we focus mainly on small and medium-sized companies, since we are convinced that they are the ones that generate employment and contribute significantly to the economies in which they operate.
We aspire to foster a culture of savings and financial responsibility by offering simple accessible services, and dedicating numerous resources to financial education.
Although our shareholders seek to obtain a sustainable return on their investment in the long term, their objective is not to obtain the maximum benefit in the short term. We invest heavily in the development and training of our staff, to create an open and efficient work environment, and to offer our clients an attentive and professional service.
Ethics CORPORATE LAW
Values for Corporations
communication
and tolerance
professionals
commitment
communication
and tolerance
professionals
commitment
Therefore, they are reflected in the ProCredit Code of Conduct, which translates the group’s principles into practical guidelines for all staff. To ensure that all new employees fully understand all of our principles, our initial training program includes sessions especially dedicated to the Code of Conduct. Thanks to regular sessions of continuous training, employees reaffirm their commitment to our high ethical standards and are kept informed at all times of new developments and problems that may present ethical issues for our institution.
Shareholders
| Shareholder | Total amount of investments | % Owners | ||||||
|---|---|---|---|---|---|---|---|---|
| ProCredit Holding AG | 52'978.000,00 | 99,99% | ||||||
| Total Investment Amount | |||
|---|---|---|---|
| Shareholder | Investment amount | ||
| Pro Credit Holding AG & Co. KGaA | $ 51´747.000,00 | ||
| Purchase price per share | |||
|---|---|---|---|
| Shareholder | Price per share | ||
| Pro Credit Holding AG & Co. KGaA | $1.000,00 | ||
| % Owners | |||
|---|---|---|---|
| Shareholder | Percentage | ||
| Pro Credit Holding AG & Co. KGaA | 99,99807% | ||
ProCredit Holding, headquartered in Frankfurt am Main, Germany, is the parent company of the development-oriented ProCredit group of commercial banks for small and medium-sized enterprises (SMEs). In addition to its operational focus on Southeast and Eastern Europe, the ProCredit group is also present in South America and Germany.
At a consolidated level, the ProCredit group is supervised by the German financial supervisory authorities (Bundesanstalt für Finanzdienstleistungsaufsicht – BaFin and Deutsche Bundesbank) and operates in accordance with German and European regulatory standards. In addition, the group adheres to the best international banking practices.
ProCredit Group
ProCredit Holding is responsible for the strategic direction of the group, for maintaining an adequate level of capital and for ensuring that all reporting, risk management, anti-money laundering and compliance obligations required by German and European banking regulations are met. , and in particular the requirements defined in section 25a of the German Banking Act (KWG).
For more information about the individual shareholders and shareholder structure, as well as the composition of the Board of Directors and the Supervisory Board of ProCredit Holding.
Team Managerial
Team Managerial
In line with the German business culture, our Bank is led by a Management Team, made up of members who have extensive and diverse experience in managing the operations of a banking institution.
The members of the Management Committee of Banco ProCredit Ecuador are:
Miguel has been working for Grupo ProCredit since 2007. He has accumulated experience in several operational, commercial and supervisory areas in various banking institutions of the Group. Among the main ones we can mention: the Planning and Financial Control Management, the Risk Management Management, the Human Resources Management and the Credit Management.
Mr. Ebenberger, who was trained as an Economist at the University of Munich, Germany, also served as Vice President of the Boards of ProCredit Banks of El Salvador and Nicaragua, where he was also General Manager, prior to joining Banco ProCredit Ecuador .
Similarly, he has been an instructor at the ProCredit Academies for the training of middle managers and completed the Management Training Program at the ProCredit Academy in Germany in 2012.
She has worked for Grupo ProCredit since 2005, part of his experience has been based on work in various operational, management and commercial areas of the ProCredit Banks of the Group, he has been involved in the development and modernization of customer service channels and banking services , being responsible for the departments of Very Small Business, Small and Medium Business, Marketing, Banking Services and Environmental Management, among others, in ProCredit banks in Mexico, El Salvador, Bolivia and currently in Ecuador, she is the Vice General Manager.
She has a double degree of Bachelor in International Economics and International Business Management from FH IMC University Krems, Austria and Hogeschool Holland / INHOLLAND, Diemen, The Netherlands.
She has worked as an instructor at the ProCredit Middle Management Training Academies and completed the Management Training Program at the ProCredit Academy – Germany in 2011.
Miguel has been working for Grupo ProCredit since 2007. He has accumulated experience in several operational, commercial and supervisory areas in various banking institutions of the Group. Among the main ones we can mention: the Planning and Financial Control Management, the Risk Management Management, the Human Resources Management and the Credit Management.
Mr. Ebenberger, who was trained as an Economist at the University of Munich, Germany, also served as Vice President of the Boards of ProCredit Banks of El Salvador and Nicaragua, where he was also General Manager, prior to joining Banco ProCredit Ecuador .
Similarly, he has been an instructor at the ProCredit Academies for the training of middle managers and completed the Management Training Program at the ProCredit Academy in Germany in 2012.
She has worked for Grupo ProCredit since 2005, part of his experience has been based on work in various operational, management and commercial areas of the ProCredit Banks of the Group, he has been involved in the development and modernization of customer service channels and banking services , being responsible for the departments of Very Small Business, Small and Medium Business, Marketing, Banking Services and Environmental Management, among others, in ProCredit banks in Mexico, El Salvador, Bolivia and currently in Ecuador, she is the Vice General Manager.
She has a double degree of Bachelor in International Economics and International Business Management from FH IMC University Krems, Austria and Hogeschool Holland / INHOLLAND, Diemen, The Netherlands.
She has worked as an instructor at the ProCredit Middle Management Training Academies and completed the Management Training Program at the ProCredit Academy – Germany in 2011.
